What is a default investment?
All workplace schemes must have a default investment option where employees' pension savings are automatically invested if they don't choose their own investments.
Why your default investment choice matters
Most employees won't actively choose their own investments, so they'll rely on the default option you select - potentially for decades. That means the default investment can play a significant role in shaping their retirement outcomes, making it one of the most important decisions you can make as an employer.
Discover how our default investment options can support your employees, while also meeting your needs as an employer, in our Guide to default investment.
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The Royal London default investment
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Other default investment options
To see our full range of default investment options, download our Guide to default investment (PDF) (opens in new window).
Evolving Royal London's default investment
We regularly review our default investment to make sure it continues to meet its objectives and the needs of employees.
We'll soon be evolving the Royal London Default investment. The changes we're making aim to build on its strong foundations and ensure it continues to reflect how people typically save for retirement and take their pension savings.
For more information about the changes, speak to your usual Royal London contact.