Our workplace pension and Stocks and Shares ISA offer two tax-efficient ways for your employees to save for their future. They can top up their pension or invest into an ISA with regular contributions or one-off payments when their budget allows.
And we'll aim to boost your qualifying employees' pension and Stocks and Shares ISA if they have one, with ProfitShare – a share of our profits when we do well.
This hub is designed to support you at tax year end. And our ready-made resources will save you time, and make it easier for you to support and engage your employees.
Support for you
Tax year end is a key time of the year to encourage employee engagement to help them plan for their future.
As the end of the tax year approaches, this document outlines important dates and activities related to your Royal London workplace pension. Helping you take control of your end of tax year tasks.
Employer tax year end tasks and key dates
Complete your tax year end tasks on time and with ease.
Why tax year end is the time to talk pensions and savings
Watch our video for a summary of why tax year end is the perfect time to talk to your employees about their pensions and savings.
Video transcript
As we approach the end of the tax year, people are often already thinking about their finances, whether it's the time they receive a pay rise or bonus, or as part of a new year reset.
This makes it an ideal time to think about to encourage employees to think about their pensions or savings.
By starting the conversation now, you'll show you care about their financial wellbeing and give them support to help them make informed decisions to plan for their future.
As your pension scheme is with Royal London, and because we're customer owned, eligible employees could benefit from ProfitShare when we do well.
This means any additional contributions made into a pension that was in force by 31 December 2025 and before the deadline of 31 March 2026, will also qualify for a share in our profits.
This year we also have the Royal London Stocks and Shares ISA- another tax efficient investment option which also benefits from ProfitShare.
You can let your employees know about options that could make a difference to their financial future. Whether it’s by making a one-off contribution to their pension or increasing their regular contributions, even a small change now could make a difference.
If your scheme is set up on salary exchange you could also give your employees the option to exchange all or part of any bonus they receive for a pension contribution. You would also make savings on your National Insurance contributions.
If you have a workplace pension with us, your employees automatically get access to our Stocks and Shares ISA. They can apply directly with us and make the most of the £20,000 ISA allowance before it resets on 6 April.
Visit our Employer tax year end hub for all the support you need. You'll find guidance for you to administer your scheme online, as well as ready to use material to share with your employees to start talking pensions this tax year end.
Encouraging employee engagement
Help your employees power up their pension by encouraging them to review their workplace pension savings before the end of the tax year, 5 April. This can help them understand if they could benefit from making any changes.
They might consider topping up their pension with a one-off payment when their budget allows, for example if they get an annual bonus.
Engagement resources
Help your employees to make the most of their pension savings. Share our poster, digital banners, email footer and email templates to raise awareness and drive engagement at tax year end.
And you'll find lots of additional resources on our communications toolkit.
Tax year end poster
Encourage employees to consider making a one-off contribution to their pension with this poster.
Download the poster (PDF)
Tax year end digital banners
You can add a digital banner to your intranet to help encourage employee to make a one-off contribution to their pension.
Tax year end email footer
You can add a this email footer to your email signature to help encourage employee to make a one-off contribution to their pension.