Our mutuality

Being a mutual allows us to focus on the long term for the benefit of our customers and their families. We generate value for members, customers and wider society, not shareholders.

We're proud to say we have over two million members, and our mutuality remains as relevant to us now as when we were first established.

Founded to help people help themselves, we remain committed to working for you and your employees to make a positive change in the world we live in.

Mutuality explained

Mutual companies like Royal London are customer owned. But what does this really mean?

Working for customers

We design products and services that put your employees needs first, while helping to build financial resilience for them and wider society.

Learn about financial resilience  

Working for members

We've got a track record of boosting member's pensions with a share of our profits and aim to invest responsibly on their behalf.

Discover ProfitShare