A robust default option can help set your employees on the right path to retirement, without them having to make investment decisions.
Our standard default investment option is the Balanced Lifestyle Strategy (Drawdown) which is invested in three of our risk-targeted Governed Portfolios.
It offers you and your employees:
Solutions designed by our investment experts
A selection of lifestyle options
Governance you can count on
Our default investment option benefits from regular reviews by both our Investment Advisory Committee and Independent Governance Committee. So you can feel confident you and your employees' money is being looked after by experts.
Our Investment Advisory Committee (IAC) look after our flagship Governed Range and review this on an ongoing basis to make sure each portfolio continues to meet its objectives.
Our Independent Governance Committee (IGC) frequently review our workplace pension arrangements to ensure it's providing value for money for our customers.
To assess this, our IGC committee review:
At retirement, your employees will move into a Governed Retirement Income Portfolio, unless they tell us otherwise. These are designed for those looking to take a regular income in retirement through our income drawdown option, Income Release.