Email template
You can copy and paste the wording from this template to encourage employees to make additional pension contributions. The value of your employees' investments could go down as well as up and they could get back less than they originally paid in.
Our email template wording has been approved by Royal London for use in its current format, please only alter highlighted or bracketed wording.
Royal London is not responsible for any further changes you make to the content.
Engagement resources
These items can be used to highlight how employees can maximise the tax benefits of saving into a pension, and help their pension savings grow.
The pdfs can't be edited but can be downloaded or printed to promote the benefits of salary exchange.
Help your pension savings grow (one-off pension contribution) poster
Encourage employees to consider making a one-off contribution to their pension with this poster. It includes a QR code to more information to help them decide.
Help your pension savings grow intranet banner
An intranet banner you can use online to encourage employees to make a one-off pension contribution.
Help your pension savings grow email footer
An image you can attach to your own email footers to encourage employees to make a one-off pension contribution. (We explain how to attach it, and how to create a link from it.)
Case studies
Should I increase my regular contributions?
If employees increase their regular pension contributions, even by small incremental amounts, it could make a big difference to their pension savings at retirement. These case studies show the difference a small annual increase could make.
Choose a case study with a salary close to the amount your employee earns. You can then email them a copy to demonstrate the impact increasing their pension contributions could have over a long period of time.
Take care to choose the right case study - some are for employees who pay their pension contributions using salary exchange and some are for those who get tax relief at source. (This means their contributions are taken after their wages are taxed.)
Salary exchange schemes
The following links are PDF files that will open in new windows.
- £27,000 salary (PDF)
- £55,000 salary (PDF)
- £125,000 salary (PDF)
Relief at source schemes
The following links are PDF files that will open in new windows.
- £27,000 salary (PDF)
- £55,000 salary (PDF)
- £125,000 salary (PDF)
Your bonus could help your pension savings grow
Employees may not realise the tax benefits to be had if they pay their bonus directly into their pension. These case studies show the difference exchanging their bonus for a pension contribution could make.
You could send our case studies by email ahead of a bonus pay day to help employees understand the potential benefits.
Take care to choose the right case study - some are for employees who use salary exchange, and some are for those who get tax relief at source. (This means their contributions are taken after their wages are taxed.)
Salary exchange
The following links are PDF files that will open in new windows.
- £27,000 salary with 5% bonus (PDF)
- £55,000 salary with 10% bonus (PDF)
- £125,000 salary with 20% bonus (PDF)
Relief at source schemes
The following links are PDF files that will open in new windows.