With £78.4 billion under management (as at 30th September 2014), we believe that being the UK's largest mutual life and pensions company makes us different.

The benefits of being a mutual

Being a mutual means that we don't pay out dividends to our shareholders, but reinvest profits back into the business. This allows us to focus on delivering the best outcomes for you and our members.

Meeting the needs of members

An independent paper issued by the Department for Business Innovation and Skills states that consumer mutuals have a good track record in understanding and meeting the needs of their members - and enabling them to both contribute to, and benefit from, the success of the business*.

Get in touch with your usual Royal London contact to find out more.

*Source: Department for Business Innovation and Skills, 'A guide to mutual ownership models', November 2011.

The Royal London Mutual Insurance Society Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registered in England and Wales number 99064. Registered office: 55 Gracechurch Street, London EC3V 0RL.